An Independent Agency Built Around Personal Service
O'Neal Insurance Group is an independent Medicare, health, life, dental, vision, critical illness, and hospital indemnity insurance agency — built to feel local, not like a national call center.
James O'Neal
Independent Medicare Agent/Broker & Owner
- 38+ years in the insurance industry
- Offices in Nevada, Illinois, and Mississippi
- Licensed in 30 states and D.C.
Our Story
James O'Neal has spent more than 38 years building an independent insurance agency rooted in personal service. His career began in Hattiesburg, Mississippi, and grew through long-standing professional ties to Chicago before expanding to serve clients from Las Vegas and the Mississippi Gulf Coast.
Today, O'Neal Insurance Group focuses on education first — helping people understand their choices before ever comparing a specific plan — and stays involved in the communities it serves.
How Our Independent Insurance Agency Benefits You
Not a Call Center
You speak with the same local agency every time, not a rotating national queue.
Independent Agent/Broker
We're independent, so we can compare options across the carriers we represent instead of selling one company's plans.
No-Cost Assistance
Our guidance is provided at no cost to you. Agents may be compensated by carriers; you pay no additional fee for our help.
Learn More About Our Team
Talk With James O'Neal Directly
Ready to talk with James directly about your Medicare or insurance questions? Reach out by phone or online screen-share.
Ready to Get Started?
Get free, one-on-one guidance from a local independent agent.